Web Privacy statement

IFB appreciates your visit to this website ("IFB Website") and your interest in our services and products. Your privacy is important to us, and we want you to feel comfortable visiting our site. We take care to protect your data collected, processed and used during visits to the IFB Website.

How we protect or use your data varies from country to country. Privacy Notices can be found for certain jurisdictions where IFB entities process personal data. The terms of this Statement will be subject to the relevant jurisdiction-specific Privacy Notice where applicable. Please click on the jurisdiction that applies to you from this list for more details.

By accessing the IFB Website, you accept this Privacy Statement ("Statement").

If you do not agree to this Statement, do not proceed to further web pages of the IFB Website.

This Statement may be updated from time to time. We, therefore, ask you to consult it regularly. The last line of this Statement below indicates when the Statement was last updated.

What are the purpose and the scope of this Statement?

IFB AG, its subsidiaries and branches ("IFB" or "we") are committed to safeguarding the personal information that we collect from individuals who use the IFB Website. Accordingly, IFB has developed this Statement to describe how and what type of data will be collected from users of the IFB Website and the purposes for which IFB may collect, share or disclose the data. IFB also outlines reasonable precautions which are taken to keep your data secure.

This Statement applies to any information obtained by IFB through your use of the IFB Website. It does not apply to any Internet websites controlled by third parties not affiliated with IFB that the IFB Website may link to ("Third Party Sites"). Please review the privacy statements of Third Party Sites as IFB is not responsible for and has no influence on the content or the privacy practices of Third-Party Sites.

The terms of this Statement are subject to any additional terms of disclaimers or other contractual terms you have entered into with IFB, such as client privacy statements or notices and any applicable mandatory laws and regulations.

What information do we collect from you, and for what purpose?

When you visit the IFB Website, our web server automatically records details about your visit (for example, your IP address, the website from which you call us, the type of browser software used, the IFB Website pages that you visit, including the date and the duration of your visit).

In addition, we collect personal data which you provide through the IFB Website, for example, when you enter personal details (e.g. name, gender, address, e-mail address, phone/fax number) on a registration page or if you sign up for an email newsletter.

IFB will use your data:

·       for technical administration and research & development of the IFB Website,

·       for customer and user administration and marketing,

·       to inform you about our services and products, and

·       for such purposes as otherwise specified.

IFB respects applicable laws and regulations in its use of personal data.

How do we collect and store information from you?

IFB uses tracking technology such as cookies or tags to gather information as outlined above (see: "What information do we collect from you and for what purpose?") to understand how visitors use the IFB Website.

Tracking technology helps us manage and improve the usability of the IFB Website, for example, by detecting whether there has been any contact between your computer and us in the past and identifying the most popular sections of the IFB Website.

Where available, the “Cookies” link at the bottom of the page gives you more details about IFB’s use of cookies and lets you control which types of cookies the IFB Website may set on your device (known as your “cookie settings”). Please ensure that you put your cookie settings by un-ticking certain cookies if you do not consent to their use by IFB.

When you save your cookie settings, they should also apply to your future visits to the IFB Website. However, this cannot be guaranteed for technical reasons beyond IFB’s control. For example, if you reset your browser, delete your cookies or access the IFB website from another browser or device, your cookie settings may be lost. To comply with applicable laws and regulations, you may be asked to confirm your cookie settings when you first visit the IFB Website in some countries. If you are in a country where you are automatically required to set your cookie settings, you may be asked to set them again on a future visit.

In many cases, you can also control tracking technologies using your browser. Please ensure that your browser setting reflects whether you wish to be warned about and/or accept tracking technologies (such as cookies) where possible. The specific capabilities of your browser and instructions on how to use them can usually be found in the manual or help file of your browser.

Refusing, disabling, or deactivating tracking technologies may result in a reduced availability of the services provided by the IFB Website, or parts of the IFB Website may no longer function correctly.

To whom do we disclose your information collected from the IFB Website?

IFB may disclose your information to its affiliates and their agents and third party providers inside or outside your country of residence to perform services for IFB, and the purposes stated above. Our affiliates, agents and third-party providers who have access to personal data obtained through the IFB Website are obliged to respect privacy.

When transferring personal data internationally, we make sure that we comply with applicable laws and regulations, for example, by entering into agreements that will ensure that the recipients of your information maintain an adequate level of data protection.

We may also disclose your information to governmental agencies or entities, regulatory authorities, or other persons in line with any applicable law, regulations, court order or official request, or under any and for any guidelines issued by regulatory or other authorities, or similar processes as either required or permitted by applicable law.

What security measures have we implemented to protect your information collected through the IFB Website? 

IFB has implemented reasonable technical and organisational security measures to protect your data collected by IFB via the IFB Website against unauthorised access, misuse, loss or destruction.

How do we treat electronic messages sent to and from IFB?

All electronic messages sent to and from IFB are automatically retained in a different journaling system that preserves the evidential weight of the e-mails. Reasonable technical and organisational measures protect them. They may only be accessed in justified cases in line with applicable laws and regulations (e.g. court order, suspicion of criminal conduct, violation of regulatory obligations, material breach of employment contract) to specific persons in defined functions (e.g. Legal, Compliance, Risk). Every step of the process and the search criteria used are logged in an audit trail. All emails are disposed of after the applicable retention period has expired.

What should you consider when sending data over the Internet? 

The Internet is generally not regarded as a secure environment. Information sent via the Internet (such as to or from the IFB Website or via electronic message) may be accessed by unauthorised third parties, potentially leading to disclosures, changes in content or technical failures. Even if both sender and receiver are located in the same country, information sent via the Internet may be transmitted across international borders and be forwarded to a country with a lower data protection level than exists in your country of residence.

Please note that we accept no responsibility or liability for the security of your information whilst in transit over the Internet to IFB. To protect your privacy, we would like to remind you that you may choose another means of communication with IFB where you deem it appropriate.

How do we deal with information from individuals under the age of 18?

The IFB Website does not seek to collect personal data from individuals under 18. Individuals under 18 should receive permission from their parent or legal guardian before providing any personal data to IFB on the IFB Website.