Disclaimer & Privacy Policy

Welcome, You are about to enter the International Finance Bank LTD Webpage.

Please read the following legal and regulatory information which applies to our company status, use of this website and information about any investment in our products referred to in this website (the "Site"). 

• Please read also the Web Privacy Statement.

By using this Site, you agree to the placement of certain cookies on your computer – please read our cookie policy for more information.

Terms of use

1. General information

• This Site provides general information about International Finance Bank LTD (IFB) services.
• This Site has been produced for information purposes only and the views contained in it are not to be taken as investment or tax advice about our products or a recommendation to buy or sell any investment. This information should not be regarded as giving you investment or tax advice about our products. If you are unclear about any of the information on this Site or its suitability for you, please contact your financial or tax adviser, or an independent financial or tax adviser before making any investment or financial decisions. (Reliance upon information in the Site is at the sole discretion of the reader).
• Any research described in this Site has been obtained by us for our own purpose. The results of such research are being made available as additional information and do not necessarily reflect our views.
• Any forecasts, figures, opinions, statements of financial market trends or investment techniques and strategies expressed are unless otherwise stated our own at the date of the relevant content. They are considered to be reliable at the time of writing, may not be all-inclusive and their accuracy and any forecasts are not guaranteed. They may be subject to change without reference or notification to you. Please note that any decision to make an investment should not be made on the basis of information contained in this Site only.
• This Site should not be accessed by any person in any jurisdiction where (by reason of that person's nationality, residence or otherwise) the publication or availability of this Site is prohibited. In particular, this Site is reserved exclusively for non-US Persons*. The information in this Site is not for distribution to and does not constitute an offer to sell or the solicitation of any offer to buy any securities in the United States of America to or for the benefit of US Persons.
• Messages that you send to us by e-mail may not be secure. We recommend that you do not send any confidential information to us by e-mail as it may be intercepted by a third party. If you choose to send any confidential information to us via e-mail you do so at your own risk. We do not accept any responsibility for the security or integrity of such information.
• We will try to keep this site operational at all times. However, we cannot guarantee that this Site or any of the features on it will always be available.
• The hyperlinks provided on this Site are only provided for information and convenience purposes. BSH is not responsible for the content of external internet sites that link to or are accessible from this Site. BSH does not assume any responsibility or liability with respect to any website accessed via this Site.
• This Site may contain or be linked to advice or statements of third parties. We make no representation as to the accuracy, completeness, timeliness or suitability of such information. As we have not and will not review or update such information, we caution you that any use made of such information is at your own risk.
• Prospective investors should consult their own professional advisers on the tax implications of making an investment in, holding or disposing of any JPM Fund and the receipt of distributions with respect to such a fund.

* A US Person is:

1. any individual person in the United States;
2. any partnership, trust, or corporation organised or incorporated under the laws of the United States;
3. any agency or branch of a non-US entity located in the United States;
4. any discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary organised, incorporated, or, if an individual, resident in the United States
5. any estate of which any executor or administrator is a US Person;
6. any trust of which any trustee is a US Person;
7. any discretionary account or similar account (other than an estate or trust) held by a dealer or other fiduciary for the benefit or account of a US Person; or
8. any partnership of which any partner is a US Person.

Certain restrictions also apply to any direct holding by an individual who is a US citizen or a US tax resident or any non-US partnership, non-US trust or similar tax transparent non-US entity that has any partner, beneficiary or owner that is a US Person, US citizen or US tax resident.

Should a Shareholder become a (i) US Person, (ii) US citizen, (iii) US tax resident or (iv) specified US person for purposes of the US Foreign Account Tax Compliance Act (FATCA), such person may be subject to US withholding taxes and tax reporting to any relevant tax authority.

2. Privacy and cookie policies

Please refer to our privacy policy and cookie policy. Please note that all communication in writing or verbally with the bank, their officers or representatives is automatically registered for documentation purposes and will only be deleted ten years thereafter.

3. Key investment risks

• It is important that you read the relevant documentation before you invest in Beaufort Securitisation Holding LTD defined contribution service and funds to ensure you understand the specific risks involved and to determine whether it is a suitable product for you.
• Estimates of future returns, price information or indications of past performance on this Site are for information purposes only, are subject to change without notice, and should not be construed as a guarantee of future performance. Beaufort Securitisation Holding LTD makes no representations or guarantees as to the accuracy or reliability of any such price information, return estimates or indications of past performance.
• Exchange rate changes may cause the value of underlying overseas investments to go down as well as up. Changes in currency rates of exchange may have an adverse effect on the value or income (if any) of the International Finance Bank LTD Asset Management’s defined contribution service and funds.
• The level of tax benefits and liabilities will depend on individual circumstances and may be subject to change in the future.

4. Combating Financial Crime

We are committed to combating financial crime and the prevention of money laundering. Accordingly we may need to verify your identity and carry out appropriate security checks.

5. Legal information

We believe that the information on this Site is accurate as at the date of publication. We cannot guarantee or warrant the accuracy, suitability or completeness of any such information or the availability of the Site. We accept no liability for any data transmission errors such as data loss or damage or alteration of any kind. Accordingly, save for any liability that it may have under the U.K. Financial Services and Marketing Act 2000 (or any replacement legislation in so far as such legislation permits such a statement to be made), we exclude any liability for any loss (direct, indirect or consequential) arising from the use of any part of this Site and any liability in respect of any errors or omissions by us and any other relevant third parties. Nothing in the Site should be regarded as constituting legal, tax or investment advice. This Site is governed by the laws of Comoros.

All copyright, patent, intellectual and other property in the information contained in this Site is held by International Finance Bank LTD. No rights of any kind are licensed or assigned or shall otherwise pass to persons accessing this information. You may download or print copies of the reports or information contained within this Site for your own private non-commercial use only, provided that you do not change any copyright, trade mark or other proprietary notices; all other copying, reproducing, transmitting, distributing or displaying of material on this Site (by any means and in whole or in part) is prohibited.